Soil Farm (@soil_farm) has launched a DeFi yield protocol offering institutional-style on-chain lending across USDC, RLUSD and XRP. Its XRP vault is deployed natively on XRPL and offers a 5% fixed annual yield without using bridges. The protocol also offers a flexible USDC/RLUSD liquid vault with ~5% fixed APR and a credit vault targeting ~8% yield, supported by ORQO’s regulated infrastructure and professional asset management.

Realta Investment Advisors disclosed a position in the REX Osprey ripple:native ETF in its Q2 2026 Form 13F filing with the SEC, reporting an on-book value of more than $260 million. The ETF is a compliant spot product tied to XRP’s native token and operates under the U.S. securities regulator’s framework. The disclosure signals that spot XRP ETFs are entering mainstream institutional allocation alongside Bitcoin and Ethereum ETFs.

On July 20, 2026, the U.S. Senate Banking Committee passed the Clarity Act by a 15-9 vote. The bill seeks to define whether digital assets are securities, creating a federal framework for regulatory determinations affecting exchanges, issuers and developers. It now heads to the full Senate for consideration and has not become law. The measure was framed as relevant to BTC and XRP, with XRP’s status tied to longstanding SEC litigation while BTC is often treated as a non-security example.

The EU’s Markets in Crypto-Assets (MiCA) framework has been formally approved, giving XRP clearer regulatory standing in the bloc. Ripple’s multi-year legal fight with the U.S. Securities and Exchange Commission has ended in a win, with a court ruling that XRP is not a security. The original post said XRP is “ready for global payments,” highlighting its positioning for cross-border payments infrastructure. The developments were described as improving XRP’s acceptability in compliant financial use cases and strengthening institutional adoption certainty in the EU, potentially acting as a catalyst for XRP’s price and liquidity.

The Office of the Comptroller of the Currency (OCC) has confirmed that national banks may custody digital assets, conduct certain stablecoin activities and join distributed ledger networks. The National Credit Union Administration (NCUA) is developing rules under the GENIUS Act that would allow credit union subsidiaries to issue payment stablecoins. The article says these steps could accelerate a shift in traditional financial infrastructure toward on-chain settlement. It adds that XRPL’s seconds-level settlement, ultra-low fees, native token issuance and atomic cross-currency payments align with demand for more efficient value transfer under the evolving framework.

Grayscale plans to begin distributing cash from staking rewards in its Ethereum (ETH) and Solana (SOL) ETFs around Aug. 7, with payouts at least once per quarter. Under the proposal, on-chain staking rewards would be converted into cash before being distributed to shareholders. The structure is intended to make fund income more transparent and easier to compare across the two ETFs, and it remains subject to SEC approval.

The U.S. CLARITY Act has passed the House 294–134 and cleared the Senate Banking Committee 15–9, leaving a Senate floor vote as the next step. The bill is designed to clarify how digital assets are classified. The SEC and CFTC have previously agreed that XRP is a commodity. If signed into law, the measure would codify XRP’s commodity status at the federal level and end a long-running dispute over its regulatory classification.

Renaiss, a project focused on real-world assets (RWA) tied to physical collectibles, said its beta launched in November 2025 generated $20 million in revenue within six months. It reported that the second $5 million in revenue was reached in 30 days, implying 450% growth. The project said it has accumulated 260,000 users across South Korea, Taiwan, Japan and Southeast Asia. It also said it raised $1.5 million in a seed round on June 18 led by YZi Labs, with participation from firms including Gate Ventures and Hash Global.