CLARITY Act could give institutions a clearer rulebook, spotlighting utility-focused tokens
If the U.S. CLARITY Act becomes law, it would more clearly define how the SEC and CFTC divide oversight of digital assets, giving institutions a clearer path to custody, trading and integration. The text highlights a set of tokens—XRP, LINK, HBAR, XLM, QNT, XDC and ALGO—arguing they are better aligned with institutional use cases such as settlement, oracles, payments and interoperability. The bill has not been signed into law and does not involve immediate enforcement actions or capital flows, but it is framed as a potential step toward lowering compliance hurdles and accelerating institutional adoption of crypto assets with real utility.