Ripple has secured a final victory in the SEC lawsuit after a court ruled XRP is not a security and the regulator dropped the case. The company has since received conditional approval for a U.S. national trust bank and holds 75+ regulatory licenses worldwide. It said RLUSD reserves are custodied by BNY, and Ripple Prime has been connected into DTCC’s $114,000,000,000,000 clearing system, alongside full MiCA authorisation across all 30 European countries. The ruling ends four years of legal uncertainty and removes a major obstacle to XRP’s compliant integration into mainstream financial infrastructure in the U.S. and globally.

Baillie Gifford has launched a tokenized fund on Solana that runs entirely on-chain, with the on-chain ledger serving as the authoritative record of ownership. The tokens are explicitly recognized by UK regulators as regulated securities and are expected to be handled under UK securities laws. The structure is native to the blockchain rather than a tokenized wrapper around an off-chain fund. The post also points to efforts by Backpack, sunrise and others to bring tokenized stocks to Solana, framing the move as progress toward “Internet Capital Markets (ICM).”

The Depository Trust & Clearing Corporation (DTCC) has set a key deadline for institutions to connect to its crypto-asset clearing services, while SWIFT said it has completed a compatibility update with major digital-asset infrastructure. The moves signal that core traditional-finance clearing networks are shifting from pilots and concepts to an operational timetable aimed at licensed institutions such as ETFs, trusts, and bank proprietary desks. While no specific tokens were named, the mechanism is limited to spot underlyings recognized within SEC or CFTC frameworks, and currently only BTC and ETH spot ETFs are approved to list in the U.S. and be included in DTCC clearing systems.

StandX released the SIP-5 protocol on 2026年7月12日, allowing users to stake DUSD or a future governance token to deploy perpetual contracts, prediction markets, Pre-Market, RWA, and structured derivatives on BNB Chain. It says 100% of listing funds will go into a community market-maker incentives pool, under a “who lists, who benefits” model. The mechanism is positioned as a way to expand asset coverage and deepen market-making liquidity for derivatives on BNB Chain. DUSD is named as the initial staking asset, but the release does not state whether it is already listed for trading on BingX.

TermMaxFi said on July 12, 2026 that it has launched a deposit campaign for the $RLUSD stablecoin. RLUSD holders can deposit assets into the TermMax vault to participate in Phase 4, with the campaign running until July 15 at 23:59 UTC. The platform offers multi-chain fixed-rate lending and borrowing services. The initiative is limited to vault deposit incentives and does not involve a new token issuance, listing, or a major protocol upgrade.

Solana Music said it is close to launching, positioning the service as a decentralized infrastructure for releasing, streaming and monetizing music that could challenge Spotify. A promoter said they plan to debut a new album on the platform to help kick off the rollout. The project is described as a new approach to original music distribution and creator monetization, with the team saying development is largely complete.

USDD highlighted three ecosystem updates for the week: sUSDD total value locked (TVL) on Pendle has surpassed $30 million, a USDD × GateDEX bonus campaign has launched on Ethereum and BNB Chain, and the USDD ZeroSlippage Experience Campaign remains underway with quizzes, swaps and airdrop opportunities. The moves focus on deepening liquidity, broadening multichain availability and lowering the barrier to participation. BNB was mentioned as the native asset of BNB Chain in connection with the GateDEX rollout on that network, though no direct mechanism-based price driver was cited. The updates were framed as internal ecosystem building, without references to external regulatory or macro factors.

Flare is bringing XRP on-chain on an EVM network via FXRP. Enosys Global is building DeFi infrastructure on top of FXRP, including overcollateralized stablecoin minting, stability pools, and DEX liquidity for FXRP pairs. The expansion aims to let XRP holders turn their assets into yield-generating on-chain positions without selling XRP. The article does not disclose figures such as TVL, APY, or launch timing, but points to a path for XRP-native DeFi adoption.