On December 12, 2025, the House Financial Services Committee sent a letter urging the SEC to revise its rules so that Bitcoin and other digital assets can be included in 401(k) retirement plans. The initiative builds on President Trump's August 7, 2025 executive order and references the "Retirement Investment Choice Act", while Bitcoin traded around $90,304 following the news. Supporters see a chance to open a new pool of retirement capital for crypto, but critics highlight volatility, fiduciary duties and fraud risks.

After nearly five years of inactivity, wallets tied to the early Silk Road era transferred 33.7 BTC, about $3 million, into an address later flagged as a Coinbase Prime deposit. The modest size of the move limits direct selling pressure, but with Bitcoin trading in a corrective zone around $90,000–$92,000, the symbolic shift heightens market sensitivity to further downside risk.

On 12 December 2025, Bitcoin mining companies collectively held about 127,000 BTC, roughly 12% of corporate Bitcoin treasuries. Marathon (53,250 BTC), Riot (19,324 BTC), and Hut 8 (~13,700 BTC) lead miner holdings. More firms are retaining a share of mined BTC rather than selling to fund operations.

On Friday, Bitcoin hovered around $92,000 after touching $95,500 the prior day, with $94,000 in focus as a key resistance. Data from Cointelegraph Markets Pro and TradingView showed choppy price action, while traders on X highlighted the 4H 200MA/EMA and a $94K range high. Gold's push toward $4,400 per ounce was described as a bearish macro headwind for BTC.

On 12 December 2025, Fidelity Global Macro Director Jurrien Timmer argued that Bitcoin's recent price action suggests it is moving away from its earlier boom-and-bust cycle pattern. He highlighted that speculation has cooled, macro conditions have steadied, and corporate equity-funded Bitcoin purchases could act as a new brake on future rallies, even as his models place the current network wave's upper boundary near $151,360.

On 12 December 2025, a solo Bitcoin miner using CKpool's service unexpectedly solved block 927,474 with roughly 270 TH/s of hashpower, securing the full 3.133 BTC block reward valued at about $284,000. With only 0.00002% of the network's total computing power and odds estimated at one successful block every 82 years, the event highlights both the extreme risk and rare upside of solo mining in a market dominated by large industrial operators.

As the Federal Reserve resumed buying Treasuries and expanded its balance sheet, Peter Schiff argued that the market response exposed Bitcoin's weakness as a supposed inflation hedge. He highlighted that gold gained more than $50 to move back above $4,325, silver traded above $64, and mining stocks advanced, while Bitcoin fell alongside other risk assets instead of attracting safe-haven capital. Citing Bitcoin's drop of over 30% from its October peak near $120,000 and its subsequent technical rebound, Schiff claimed the market is no longer treating BTC as "digital gold" amid renewed quantitative easing.

Strategy said it submitted a formal response to MSCI's consultation and urged neutral index treatment for bitcoin-treasury firms, with the review running through Dec. 31 and potential changes in early 2026. CEO Phong Le cited a $60 trillion digital credit opportunity, while traders reference an MSTR cycle chart that projects into mid-October 2026.