XRP is being positioned by several analysts for a potential new growth stage as the anticipated Clarity Act aims to define which digital assets are permitted under U.S. regulation. They argue that a clear framework could unlock larger institutional participation, fresh liquidity, and deeper integration of XRP into cross‑border settlement infrastructure. Until regulatory structures, liquidity corridors, and compliance systems are fully in place, they expect XRP’s price to remain compressed below $2.00 despite ongoing institutional positioning.

On January 20, 2026, Grayscale Investments filed a Form 8-K with the SEC to amend its XRP Trust, refining how pricing is calculated. According to the filing, the CoinDesk XRP Benchmark now adds Binance (XRP-USDC), Gate (XRP-USDC), and HashKey (XRP-USD), while removing Bitfinex (XRP-USD), aiming to improve accuracy and reduce manipulation risk.

Ripple announced Ripple Treasury, a unified platform for CFOs, treasurers and accounting teams to manage traditional cash and digital assets. Built with GTreasury, it supports cross-border settlement via RLUSD and offers 3-5 second completion, real-time tracking and removal of pre-funding. The service adds automated FX policies and access to competitive rates.

Solana’s meme token segment has entered a fresh upswing, with Pump.fun and PumpSwap reportedly producing $5.4M in daily fees and surpassing Hyperliquid’s 24-hour revenue. Meme token creation and trading have climbed back toward an 11-month peak, with more than 320,000 addresses and 13,690 creators returning, while legacy tokens like WIF, PENGU, and PIPPIN see renewed activity.

Ripple has introduced Ripple Treasury as a corporate platform that merges GTreasury's enterprise software with Ripple's blockchain infrastructure following its $1 billion acquisition of the Chicago-based firm in October. The product is designed to accelerate cross-border payments, enhance liquidity management and reconcile fiat and digital assets through a unified dashboard, using Ripple's RLUSD stablecoin for settlements that are claimed to complete in three to five seconds.

Blockchain investigators linked a wallet associated with an alleged US government crypto seizure theft to the launch of a Solana memecoin on Pump.fun that plunged about 97% within its first day. The token's market cap briefly reached about $915,000 before sliding below $25,000, while Bubblemaps said the deployer held 40% at launch and ZachXBT reported Friday tracing related wallets.

Shiba Inu (SHIB) is coiling beneath its 50 EMA, and a decisive break could quickly extend 8–10% before the 100 EMA, which remains the next major barrier. The pattern shows rising lows and subdued volume, implying a potential volatility release if momentum builds, while the broader downtrend still frames the risk.

During Wednesday’s Asian session, Ether rose 2.6% to $3,028, reclaiming the $3,000 threshold after six days below it. Analysts flagged nearby resistance at $3,100, while Santiment said Wednesday that non-empty Ethereum wallets exceeded 175 million. Glassnode’s Chris Beamish on Tuesday described price as sitting on a dense cost basis cluster.