On December 12, 2025, the Office of the Comptroller of the Currency conditionally approved national trust bank charters for five crypto firms, including Ripple, Circle and Fidelity Digital Assets, granting access to Federal Reserve payment rails and pre-empting state oversight. Earlier on December 9, the OCC issued Interpretive Letter 1188; after the approvals, XRP traded around $2.00, down 2.19%, with limited immediate volatility.

SOL has failed to hold above $145 for four weeks as Solana’s TVL fell by more than $10 billion from its September peak. Following the Oct. 10 market shock, memecoin trading cooled and DEX volumes retreated, while perpetual futures funding shows muted long demand at a 6% annualized rate.

On December 12, 2025, BNB traded near $878.3 and stayed below $890, with 24h volatility at 0.8% and market cap at $120.98 B. BNB Chain reported an 8,384 TPS record, while Zerobase warned of a phishing contract and HashDit flagged a frontend compromise, weighing on sentiment. Intraday movement was a modest 0.12% and 24h volume reached $1.30 B.

XRP is trading around $2.00 in a tightening range, with $2.17 identified as overhead resistance and $1.96 and $1.78 as key supports. Momentum readings lean neutral, pointing to consolidation rather than a trend continuation. Structural updates at Ripple and AMINA Bank are treated as longer‑term positives, while traders await a confirmed breakout or breakdown to set direction.

On December 12, 2025 at Solana's Breakpoint in Abu Dhabi, Hex Trust and LayerZero said they will bridge and issue wrapped XRP on the Solana blockchain, while Ripple reported a partnership with Amina Bank AG to enable cross-border payments via Ripple Payments. Analysts argue expanded DeFi liquidity could support an advance toward $5, with XRP hovering around the $2.00 support area.

Crypto analyst Trader Tardigrade says Dogecoin is tracing a bullish Three Drives on the daily chart, outlining a potential buy zone between $0.131 and $0.124 and a rebound target near $0.155. His levels include a 1.272 Fibonacci extension around $0.137 and resistance at $0.159–$0.155. A second analyst, Crypto King, cites a Falling Wedge with a possible move to $0.27.

The Pyth Network plans to establish a reserve composed of PYTH tokens purchased on the open market using roughly one-third of its protocol revenue routed through its DAO. The initiative aims to support the token’s market structure as PYTH has fallen over 80% in the past year, while similar buyback proposals have also surfaced in other DeFi communities such as Aave and Mango Markets.

Hex Trust said it will issue and custody wXRP, a 1:1 wrapped XRP for Solana, Ethereum, Optimism and HyperEVM, enabling DeFi use and RLUSD trading where supported. The launch is expected to carry more than $100 million in TVL, with LayerZero's OFT standard used for cross‑chain transfers and authorised merchants handling mint and redeem against segregated XRP reserves.