UnitedHealth Group (UNH) Q3 2026 Earnings Overview: 60.6% EPS Growth and Raised Guidance Fail to Prevent a 0.20% Selloff

UnitedHealth Group Q3 2026 adjusted EPS reached $4.69 as revenue of $112.69 billion topped consensus, yet UNH closed 0.20% lower after an early rally. The analysis weighs medical-cost improvement and raised guidance against membership contraction, reserve benefits, and a still-unfinished revenue reset.