Key players in the Ripple-backed XRPL ecosystem are preparing an XLS-66 lending upgrade on testnet, aiming to unlock institutional DeFi strategies via single-asset vaults and fixed-rate loans. Evernorth plans to center its XRP treasury strategy on the upcoming lending protocol, while RLUSD’s supply has climbed above $1 billion even as XRPL’s DeFi TVL has fallen to about $60 million. Large XRP holders show mixed signals, with +1 million XRP wallets returning to accumulation as the token trades around $1.7 amid easing but still net selling whale flows.

PI token posted successive all-time lows, culminating on January 29 at $0.1589, a 94.5% drop from its late February 2025 peak of $2.99. Gemini outlined scenarios for next week, including risk of further downside to $0.12–$0.14 and a brief rebound toward $0.18 on oversold conditions. It also flagged thin volume support below $0.16.

On December 27, 2025, Flow experienced a security breach. On January 31, the Flow Foundation said it permanently destroyed 87.4 billion counterfeit FLOW tokens, concluding technical remediation, according to a GlobeNewswire statement. The foundation cited restored transaction health with over 3 million weekly transactions and referenced recovery efforts after a $3.9 million theft, alongside added security measures.

On January 30, Bitcoin dropped to $81,119 as derivatives data showed a cascade of forced long closures. According to on-chain analyst Axel Adler Jr., long-liquidation dominance reached roughly 97% (30-day average 31.4%) while perpetual funding stayed positive at 43.2% annualized, suggesting leverage may not be fully cleared. BTC last traded near $82,968.

Tether said in a Friday BDO-prepared report that 2025 net profit exceeded $10 billion, about 23% below the $13 billion recorded in 2024. The filing showed direct U.S. Treasury holdings above $122 billion and $50 billion of new USDt issued over 12 months, as demand moved outside traditional banking.

In a late-Friday vote, the U.S. Senate passed a bipartisan stopgap funding bill 71–29 to head off a full federal shutdown. Lawmakers cautioned a short lapse could still happen over the weekend before House consideration, while debate intensified over Department of Homeland Security funding and new limits on federal immigration enforcement.

Ethereum is holding above the $2,600 support area as traders attempt to steady price action after a bout of volatility, with multiple analysts watching this level on lower‑timeframe charts. Upside scenarios focus on potential recoveries toward $3,050–$3,350, while failure to hold nearby supports around $2,710 and $2,450 could open room for a deeper slide toward the $2,400–$2,100 zone. Persistent weakness in the ETH/BTC pair underscores Ethereum’s underperformance versus Bitcoin and suggests that price swings may remain elevated in the near term.

PEPE has been sliding within a descending channel after rejection at $0.00000688 and briefly touched $0.0000044 before recovering to about $0.000004541. A long‑term whale sold 858 billion PEPE worth $3.88 million, while broader whale outflows and bearish technical indicators point to a potential move toward $0.0000043 unless price can reclaim $0.0000051.