FDIC says US banks earned $80.5 billion as unrealized securities losses hit $325.1 billion in Q1 2026

U.S. banks reported $325.1 billion in unrealized losses on investment securities at the end of the first quarter of 2026, according to the Federal Deposit Insurance Corporation. The total rose for a second consecutive quarter even as the industry generated $80.5 billion in net income. The FDIC said $214.5 billion of the losses sat in held-to-maturity portfolios and $110.6 billion in available-for-sale securities.