Aave's $55B deposits highlight DeFi's gap versus $2.89T U.S. corporate loans

U.S. commercial and industrial loans at commercial banks totaled $2.89 trillion for the week ending May 13, while Aave finished 2025 with $55 billion in deposits after peaking at $75 billion. The article argues DeFi lending largely prices liquid crypto collateral and automated liquidation, not the cash-flow repayment risk that corporate credit relies on. It also cites on-chain tokenized credit of $5.3 billion in distributed value and $22.7 billion in represented value, still under 1% of what banks lend to businesses.