Ripple president Monica Long says XRPPOOLS will let institutions use XRP as collateral for credit-card payment funding

AI Market Summary
Ripple President Monica Long said XRP-POOLS will use XRP as collateral to fund credit-card-institution payment flows on the XRP Ledger. If implemented at scale, this would deepen institutional integration of XRPL, increase potential on-chain liquidity and locked collateral demand for XRP, and broaden real-world payment utility. Near term, it can lift sentiment around XRP's adoption narrative, though execution and partner rollout remain key.
Impact level
● Medium
Affected assets
XRP/USDT+1.90%
AI Insight · XRP/USDTAI Insight
▲ Bullish
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Ripple President Monica Long announced XRP-POOLS, a setup that allows XRP to be used as collateral to fund customer payments from credit card institutions. The product is designed to run on the XRP Ledger and target a credit-card payments market measured in the trillions of dollars. The move signals deeper integration of XRP into institutional payments infrastructure and could expand on-chain locked value and real-world use cases.