Ripple Prime adds XRP as eligible collateral as Schwab filing says XRP ETFs are used in repo collateral

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News highlights growing institutional acceptance of XRP as collateral: Ripple Prime reportedly lists XRP among eligible collateral, and a Charles Schwab SEC filing indicates XRP ETFs are being used in repo collateral arrangements with rising usage. If accurate, this expands XRP's utility within secured funding markets, supports institutional liquidity pathways, and reinforces post-litigation regulatory clarity as a near-term sentiment tailwind.
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The XRP community is highlighting a growing institutional-credit use case in which XRP is used as collateral. Ripple Prime has already listed XRP as eligible collateral alongside Bitcoin, RLUSD, fiat, gold and treasuries. A Sept. 8 filing by Charles Schwab to the SEC says XRP ETFs are being used as repo collateral, with usage rising quickly. The development became possible after the SEC lawsuit ended and is supported by a lending protocol implemented on the XRPL.