Nu Global debuts multicurrency digital account with USDC/EURC conversion and in-app crypto trading

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Nubank's Nu Global launch embeds USDC/EURC stablecoin conversion, yield, and zero-fee cross-border transfers into a mass-market fintech app, expanding real-world stablecoin and crypto utility across the Americas and Europe. In-app support for BTC, ETH, and SOL can incrementally lift retail access and transaction activity, while the forthcoming U.S. bank charter could broaden distribution and regulatory clarity for these offerings.
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Nubank, the Brazilian fintech formally known as Nu Holdings Ltd., unveiled Nu Global on Sept. 10, expanding its push into stablecoins and cross-border payments. Nu Global is a multicurrency digital account that automatically converts customer deposits into Circle's USDC and EURC stablecoins. Balances accrue yield of 3.50% APY on USDC and 2.20% APY on EURC, credited daily. Users can send funds to more than 35 countries with zero transfer fees. The rollout targets Europe and Latin America first, with Brazil, Colombia, Mexico, and the United States as the primary markets. Spending is supported via a virtual Mastercard with no markup fees. The account also enables customers to hold and trade Bitcoin, Ethereum, and Solana directly within the Nu app. In the U.S., Nubank currently offers deposit account services through a partnership with Lead Bank, which provides FDIC-insured accounts. Nubank received preliminary conditional approval for its own national bank charter in January 2026. CEO David Vélez positioned Nu Global for internationally mobile customers who earn in one currency, spend in another, and remit in a third.