On Wednesday, the U.S. Federal Reserve lowered its benchmark rate by 25 bps to 3.50% after a 9–3 FOMC vote, with Chair Jerome Powell saying inflation pressures appear to be easing as growth stabilizes. Market figures including Raoul Pal, Tom Lee, and Changpeng Zhao see a potential 2026 crypto supercycle, while Bitcoin's Power Curve points to a possible $250,000 peak as BTC challenges $94,000 resistance and holds support at $88,000.

The SEC approved 21Shares’ new XRP exchange-traded fund under ticker TOXR, according to U.Today. It will list on CBOE with a 0.30% fee. On December 11, 2025, 21shares US said the ETF is live and outlined four reasons XRP matters. The segment has seen $954.33 million in inflows, while rival XRPC reports $352.02 million in assets.

21Shares listed an XRP exchange-traded fund on CBOE under the ticker TOXR. The fund tracks XRP, the fourth-largest cryptocurrency by market capitalization. Coinbase, Anchorage Digital Bank and BitGo will serve as custodians. Other providers including Grayscale, Canary Capital and REX Shares have launched similar products in recent weeks.

Ethereum transaction fees have fallen to an eight-year low, returning to 2017 levels, according to CryptoRank. The decline came days after the Fusaka upgrade went live on December 3, 2025. The upgrade is designed to improve execution efficiency and ease congestion at the protocol level. The move points to measurable progress on Ethereum’s scalability.

On 11 December 2025, Klarna began a research collaboration with Privy to explore how a consumer-focused crypto wallet could fit into its long-term financial ecosystem. The Swedish fintech, valued at just over $12 billion, is examining wallet infrastructure and user experience after launching its KlarnaUSD stablecoin with Tempo and Bridge. At the same time, Klarna is expanding Apple Pay support, membership tiers and international retail and travel partnerships to broaden its payments footprint.

Nexo said it has agreed to acquire Argentina-based Buenbit to support a regulated expansion across Argentina, Peru, and Mexico, with the deal still subject to regulatory approval. Buenbit, which is registered with Argentina’s securities regulator (CNV), has processed more than $2 billion in volume and added over 40,000 active users in the final months of 2025, according to the company. Clients are expected to gain access to Nexo’s savings, credit, and trading products once the transaction closes.

Bitcoin dropped under $90,000 as overall crypto market capitalization moved toward $1.786 trillion amid weakening activity and fragile momentum. On December 10, spot Bitcoin ETF inflows reached $223.5 million, largely into BlackRock's IBIT, while GBTC saw outflows and other funds attracted limited interest, according to analysts. Whale positioning turned defensive, and more than $170 million in BTC long positions were liquidated in a single day.

Tokenized gold has exceeded $4 billion in market value, with products such as PAX Gold and Tether Gold increasingly used for savings and wealth protection in regions facing currency devaluation and limited banking access, according to CoinGecko data. New partnerships and platforms in Africa, Asia, and Sub‑Saharan markets are enabling fractional gold ownership, faster cross‑border transfers, and FX swaps. At the same time, regulatory uncertainty, custodial risk, and limited user education remain major obstacles to wider adoption.