On January 20, 2026, Blockstream CEO Adam Back said a Bitfinex whale has been buying about 450 BTC per day near $90,000, roughly $40.6 million at recent prices. Glassnode's Week On-Chain set support around $81,100 and short term resistance near $98,400, warning of dense supply above $100,000 and downside risks below $90,000.

Ether briefly reclaimed the $3,000 mark but weakening demand and negative spot ETF flows suggest sellers may still be in control. Analysts highlight the $2,800–$3,000 zone, where around 9 million ETH were accumulated, as critical support, warning that a confirmed bear flag breakdown could send price toward $1,850. If this area holds, clustered buy orders and institutional interest could still offer a base for a rebound.

On January 22, 2026, 1inch said Rewardy Wallet added its Swap API, allowing swaps across Ethereum, BNB Chain, Base, Arbitrum and Optimism without holding native gas tokens. Fees can be paid in RWD via EIP-7702, aiming to streamline DeFi activity and cut failures linked to insufficient gas balances.

XRP's on-chain activity has intensified, with the XRP Ledger processing more than 2.35 million transactions in the past day while price approaches the lower bound of its recent range. Payment counts remain near the high end of annual levels, suggesting durable network usage amid market pressure.

On January 22, Binance Wallet announced three AI-powered tools for its web-based wallet, according to a statement shared with Finbold. Social Hype, Topic Rush, and AI Assistant deliver real-time, structured insights across BNB Smart Chain, Solana, and Base to surface trends and analyze tokens. The features include a social leaderboard, narrative detection, and concise token dashboards, and are now available on Binance Wallet (Web).

On January 21, 2026, Senator John Boozman released a draft crypto market structure bill that is set for markup on January 27, 2026, while Republicans and Democrats remain split on core policy issues. The proposal centers regulation on crypto intermediaries and largely excludes DeFi, self-custody wallets, and non-custodial interfaces, and its progress may be pushed back as the Senate Banking Committee prioritizes President Trump's affordability initiative and related executive order on single-family home purchases.

XRP surged 543% in late 2024 and 60% in summer 2025, then pulled back; on January 6, 2026 it hit $2.35 and was at $1.95 on January 22, up 4.09% year-to-date but down 16.81% from that high. Near-term levels cluster at $1.97 and $2 for resistance and $1.78 for support, while a January 21 release from Evernorth and t54 outlined a $1 billion plan for an XRP treasury and AI on the XRP Ledger.

F/m Investments, a $18 billion asset manager, has asked the U.S. SEC for exemptive relief to tokenize shares of its F/m US Treasury 3 Month Bill ETF (TBIL). The filing, submitted Wednesday, would let roughly $6 billion in TBIL shares be recorded on a permissioned blockchain while the fund remains a standard 1940 Act ETF.