Bitcoin is heading for a 19.15% drop in Q4, with short-term holders selling at a loss, extreme fear dominating sentiment, and ETF outflows weighing on liquidity. On-chain indicators such as SOPR and MVRV suggest capitulation could continue for another few months, yet some analysts expect the asset's maturing volatility profile and institutional demand to help it reach new highs in 2026.

Cardano founder Charles Hoskinson highlighted Solana's fast execution and upgrade agility compared with Ethereum's more methodical roadmap. He noted Solana's momentum in tokenized assets, while Ethereum retains leadership in TVL and stablecoin usage. Separately, CoinMarketCap listed ADA at $0.37 with a market cap around $13.27 billion as of December 28, 2025.

On December 28, Trust Wallet CEO Eowyn Chen said the browser extension investigation is ongoing and Google has escalated the support ticket, while a new alert now warns users to migrate if a wallet is compromised. The company reports more than 2,630 claims and losses of $1.05M–$3.5M, prioritizing ownership verification to deter fraud.

On December 28, 2025, Bitcoin critic and gold advocate Peter Schiff warned that BTC could move in the opposite direction of silver after the metal's price spiked. Silver climbed from about $78 to over $79 per ounce in roughly ninety minutes, marking a new all-time high and more than 10% gain in a short window. With Bitcoin hovering near $87,000 and major cryptocurrencies posting only modest daily gains, Schiff argued that market corrections can accelerate quickly under stress.

Bitwise chief investment officer Matt Hougan told CNBC that Bitcoin is likely to deliver strong but not extraordinary returns with lower volatility over the next 10 years, while he still expects 2026 to be a positive year. He attributed Bitcoin's year-end pullback and roughly 30% decline from its October all-time high of about $125,000 partly to a fast-moving retail crowd taking profits, while slow institutional accumulation may be cushioning deeper drawdowns.

In 2025, XRP has seen its exchange balances decline from about 4 billion tokens to roughly 1.5 billion while ETFs linked to the asset recorded $1.14 billion in net inflows across five products. Even though XRP recently dropped below $2 and open interest on Binance fell to $453 million, it has only lost 12% for the year compared to larger drawdowns in other majors like Solana. With on-chain demand holding up and the Clarity Act scheduled for markup in early January, some traders view the latest price move as a reset rather than a structural breakdown heading into 2026.

Senator Cynthia Lummis said Christopher Waller's proposal for "skinny" Federal Reserve master accounts could end crypto debanking. She made the comment after Waller presented the idea in October, which would let crypto and fintech firms obtain Fed accounts with restrictions. Recent reports still describe banks blocking some crypto companies, including actions involving JPMorgan.

Bitcoin remains confined within a falling range as Kamile Uray flags $90,588 and the descending trendline as must‑clear levels, with supports at $83,822–$82,477 and $74,496–$71,237. The Penguin notes lower‑time‑frame moves look less impulsive but the structure holds; a daily close above $90,500–$94,130 would signal bullish confirmation while select altcoins show momentum.