As of April 7, 2026, average U.S. mortgage rates moved lower, with the 30-year fixed rate at 6.43% versus 6.52% a week earlier. The 15-year rate eased to 6.01% and the average 30-year jumbo rate fell to 6.60%, reducing borrowing costs but leaving the outlook dependent on inflation data, Treasury yields, and future Fed policy.

Global digital asset investment products recorded $224 million in net inflows for the week ended April 3, with XRP products leading at $119.6 million. Bitcoin products took in $107.3 million, while Ethereum products posted $52.8 million in net outflows. CoinShares also highlighted $157.5 million of inflows into Switzerland-based funds, the largest by region.

XRP is facing downside risk toward $1.10 after its supply in profit fell to 43%, a level last seen in November 2024. The decline comes alongside heavy loss-taking—reported at $20M–$110M per day since November 2025—and a daily-chart rising-wedge breakdown that could extend losses if price fails to reclaim key averages.

On April 7, 2026, shortly after 8 a.m. Eastern time, bitcoin hovered around the $68,000 area and remained unable to clear the $70,000 level. Price metrics showed $68,348.38 with an intraday band of $68,157–$70,242, while multiple timeframes and moving averages signaled fading momentum. The broader range was described as $65,000–$72,000, with $70,000 framed as the key breakout threshold.

XRP changed hands at $1.34 on April 7, up 2.2% on risk-on flows, while focus shifts to a late-April Senate Banking Committee markup for the CLARITY Act. The bill could codify XRP as a CFTC-regulated digital commodity and, if it advances by May, some analysts tie it to $4–$8 billion of potential XRP ETF inflows and a move above $1.60; a slip past May is framed as a downside risk toward $0.82.

Cardano’s wallets holding at least 10 million ADA rose to a four-month high of 424, up 5.2% over nine weeks. ADA’s market value is up 11% since its Feb. 5 low, as large holders accumulated roughly 220 million ADA (with some estimates closer to 300 million) mainly around $0.24–$0.25.

Ripple CTO Emeritus David Schwartz said he has no plans to launch an independent startup based on the XRP Ledger after his role change at the end of 2025, joking that he is "too lazy" to do so. He also shared XRPL node performance data from the past 14 days and later described a scenario where ultra-low latency between two same–data center servers could be flagged by XRPL protections as a DDoS-like pattern. XRP was cited as trading around $1.30 in the report.

Crypto exchange-traded products recorded $224 million of net inflows last week after the prior week's $414 million outflow. XRP led with about $120 million, while Bitcoin ETPs added $107 million and Ether products saw $53 million in outflows. Total crypto ETP assets under management rose to about $131.8 billion, with year-to-date inflows at roughly $1.2 billion.