XRP Price Prediction: Accumulation Signal Emerges as $1.85 Support Holds and Bulls Eye $4.00 Breakout

After XRP defended support near $1.85, the long-term holder NUPL indicator has dropped to levels associated with past accumulation phases, and price is now retesting the $1.90–$2.00 zone. XRP Ledger activity has climbed to 1.59 million transactions within 24 hours as traders watch resistance at $2.30–$2.40, which could open the path to $2.60 and potentially $4.00 if $2.00 is reclaimed convincingly. Ripple's president has projected 2026 as a key year for institutional use of XRP, while markets also monitor supply clusters around $2.70.