Bank of China to Begin Paying Interest on Digital Renminbi Wallet Balances in 2026

The Bank of China has stated it will start paying interest on e-CNY wallet balances from January 1, 2026, using the bank's current deposit listed rate. Balances in digital renminbi wallets will be treated under the same rules as regular demand deposits, a move expected to support wider use of the digital currency and broaden financial inclusion.