Six Chinese State Banks to Pay Interest on Digital Yuan Real-Name Wallets From Jan. 1, 2026

Industrial and Commercial Bank of China, Agricultural Bank of China, China Construction Bank, Bank of China, Postal Savings Bank of China and Bank of Communications announced on Dec. 31 that digital yuan real-name wallet balances will earn interest at each bank's demand deposit rate starting Jan. 1, 2026, BlockBeats reports. Interest calculation and settlement will follow the same rules as traditional demand deposit accounts, the banks said.