In projections for 2026, an AI model consulted by Finbold assigns an 18% chance that XRP touches $10 at any point, while its base scenario keeps the token in a $2 to $4 range with a 55% probability. The framework also gives a 27% likelihood to a stronger bull case in which XRP trades between $5 and $7. Around the time of the analysis, XRP was priced at $2.09, trading slightly above its 50-day SMA but below its 200-day SMA, with a neutral 14-day RSI of 54.14.

On 10 January 2026, Pump.fun announced a major redesign of its Solana-based platform fee structure, shifting rewards away from automatic creator payouts toward trader-driven distribution. The PUMP token rose close to 11% to around $0.0024 following the news, as the project signaled that future fees will be optionally allocated by creators and administrators through the app rather than shared with the core team. The update aims to prioritize liquidity and market participation after the team acknowledged that the previous creator-focused model had weakened sustained trading and price discovery.

On January 7, spot XRP ETFs recorded $40.80 million in net outflows, breaking their longest daily inflow streak. Despite Wednesday's setback, weekly net inflows totaled $38.07 million, with positive days on Monday, Tuesday, Thursday, and Friday. XRP rallied nearly 30% after January 2, hit $2.41 on Tuesday, and hovers near $2.10, with supports at $2.00 and $1.90.

Since launching in November 2025, XRP ETFs have attracted $1.22 billion in cumulative inflows and added another $4.93 million on January 9, even as Bitcoin and Ethereum products saw sizable outflows. XRP is now trading near $2.08 within a tight $2.04–$2.13 range, with technical patterns and strong ETF demand pointing to a possible breakout if key resistance levels are cleared.

According to a blog post published on Friday, the Pi Network Core Team released a developer library that enables Pi payment integration in under ten minutes. PI has stalled, with recent upside capped below $0.22 and trading just under $0.21, while upcoming unlocks average under 4.5 million coins per day with spikes near 5.5 million.

Ripple obtained fresh approvals from the UK Financial Conduct Authority to operate a regulated digital‑asset and fiat payment stack, embedding its infrastructure in the country's financial system. Aimed at institutional rails rather than retail speculation, the move saw muted market impact, with XRP activity briefly rising on January 6 before fading in the following sessions.

Ripple Markets UK Ltd, a subsidiary of Ripple, has obtained registration as a cryptoasset firm from the UK Financial Conduct Authority under anti-money laundering regulations. The approval allows the company to offer cryptoasset and e-money services in the UK and strengthen its institutional partnerships. Following this regulatory milestone, XRP is trading around $2.09 with multibillion-dollar daily volume and a large market capitalization.

Memecoin metrics swung from a mid-December slide to an early January rebound. Sector capitalization climbed from around $38 billion to near $48 billion before easing to $44.69 billion, with volume up 17.42% to $4.75 billion. BONK, SHIB, and PEPE posted double-digit weekly gains, while smaller tokens like WIF and FARTCOIN also advanced.