Stablecoin

UK crypto ownership has declined to 8% from 12% in 2024, equating to about 4.6 million adults versus roughly seven million previously. Despite slower adoption, existing investors are increasing stakes: the £1,001–£5,000 cohort rose to 21% from 17%, and £5,001–£10,000 reached 11%. Recognition of Bitcoin remains strong, and stablecoin awareness has climbed.

The Democratic Party of Korea plans to table the Virtual Asset Phase 2 Act before the Lunar New Year, focusing on stablecoin oversight and ownership limits for crypto exchanges. The package highlights a ~$3.46 million (5B won) capital floor for issuers as debates continue over a 15%–20% shareholder cap and whether banks or tech firms should issue KRW-pegged tokens.

On January 30, 2026, Binance CEO Richard Teng endorsed the company's open letter addressing market volatility and service standards. The letter outlined plans to convert the $1 billion SAFU, currently in stablecoins, into Bitcoin over the next thirty days and to top the fund back up if its value falls to $800 million.

On January 30, 2026, Binance said it will convert $1 billion from its SAFU reserves into Bitcoin, moving funds out of stablecoins. At the time of writing, Bitcoin hovered near $82,379 after recent declines. The step echoes a March 2023 allocation that preceded a broad crypto market upswing.

Circle Internet Group plans to spend 2026 strengthening its payments network and Arc, its institution-oriented layer-1 blockchain, to support broader corporate and institutional stablecoin adoption. The company aims to move Arc from testnet to production and extend the reach of USDC, EURC, USYC and partner-issued stablecoins across more chains while simplifying their everyday use.

During Q4 2025, Avalanche's tokenized real‑world assets climbed 68.6% to over $1.3 billion, aided by the November launch of BlackRock's $500 million BUIDL and a loan tokenization push by FIS and Intain. Despite this, AVAX fell 59% to $12.3 in Q4 and is down another 10.5% in 2026, with VanEck's Avalanche ETF debuting on Monday.

Ripple executive Reece Merrick said on X that XRP remains central to the company, with a mid-February update planned to explain how the asset fits into its expanding stack. SHIB price is compressing between a rising trendline and the 50 EMA, hinting at a breakout. Fidelity said Wednesday it will launch the Ethereum-based Fidelity Digital Dollar (FIDD) in early February.

In a CNBC appearance ahead of a joint public event in Washington, SEC Chair Paul Atkins and CFTC Chair Mike Selig said U.S. crypto oversight is nearing a turning point after years of jurisdictional uncertainty. They indicated that pending Senate legislation, including work in the Agriculture and Banking Committees, would clarify the agencies' roles, narrow the SEC's focus to securities issues and expand the CFTC's authority over crypto spot markets while addressing questions around stablecoins and retirement accounts.

On January 29, 2026, the publication outlines a final presale phase for BlockDAG at $0.0005 with 1.25 billion BDAG available and says over $450 million has been raised, with a stated launch target of $0.05. It also highlights Ethena's USDe exchange listings, Ondo's tokenized stocks and ETFs push, and MemeCore's new perpetuals platform, framing these as themes drawing investor attention.

SEC Chair Paul Atkins and CFTC Chair Mike Selig signaled a collaborative approach in a CNBC appearance focused on the crypto market structure bill and an upcoming White House meeting. The Senate Agriculture Committee voted 12–11 to advance the legislation. Debate over how to treat stablecoin yield remains a sticking point, with Coinbase withdrawing support over related provisions.