XRP Price Outlook: Franklin Templeton Digital Assets Head Backs Token as Cross-Border Payments Backbone with $1.07B ETF Inflows Since October

Franklin Templeton's head of digital assets recently described XRP as a core component for improving cross-border payment efficiency, highlighting the XRP Ledger's real-time, low-cost settlement for large institutional transfers. Since mid-October, spot XRP ETFs have attracted $1.07 billion in inflows and Franklin Templeton's own fund has posted $28.6 million in weekly volume, while analysts watch the $3.00–$3.05 resistance zone as a key level after XRP’s rally from roughly $0.50 to about $3.50 between November 2024 and July 2025.