U.S. Senate Housing Agenda Pushes Crypto Market Structure Bill Review to Late February or March 2026

On 24 January 2026, the U.S. Senate Banking Committee shifted its calendar toward housing legislation tied to President Donald Trump's affordability initiative, postponing review of a broad crypto market structure bill until late February or March. The measure is designed to clarify oversight of digital assets between the SEC and CFTC, while inflation and housing costs now take priority in the committee's workload. The delay prolongs uncertainty for exchanges, trading firms and banks that are awaiting clearer federal rules for crypto markets.