Musk says X Money is in internal beta (Feb 2026), 40+ U.S. licenses and Visa tie-up

At an xAI All Hands in February 2026, Elon Musk said X Money is running in a closed internal beta and could enter a limited external beta within one to two months. The company cites more than 40 U.S. money‑transmitter licenses and a partnership with Visa. Crypto watchers are speculating about Dogecoin and XRP, though no integration is confirmed.