Franklin Templeton backs XRP for cross-border payments; ETF launched Nov 24, 2025

Franklin Templeton launched its spot XRPZ ETF on NYSE Arca on Nov 24, 2025, and on Dec 30, 2025 publicly endorsed XRPL and XRP for real-time, low-cost cross-border payments. Despite a peak near $3.66, XRP fell over 50% to an October low of $1.58 as daily active addresses dropped 94%. CoinGecko and issuer data show 24 straight ETF inflow days totaling $1.06Bn, with AUM above $1.14Bn.