Better and Coinbase launch crypto-collateral down payment loans tied to Fannie Mae rules

On March 26 in New York, Better Home & Finance Holding Co. and Coinbase Global Inc. introduced a structure that lets homebuyers use Bitcoin and USDC as collateral to fund a mortgage down payment without selling their digital assets. The arrangement pairs a standard conforming mortgage originated under Fannie Mae guidelines with a second, crypto-secured loan that is combined into one monthly payment.