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Reuters: Coinbase teams up with Better Home & Finance to let buyers use Bitcoin or USDC as collateral for down-payment loans

Coinbase has partnered with mortgage lender Better Home & Finance to offer down-payment loans backed by Bitcoin or USDC held in a buyer's Coinbase account, Reuters reported. The down-payment loan is separate from the buyer's primary home mortgage, including loans backed by Fannie Mae. The structure allows buyers to avoid selling their crypto, potentially keeping exposure to future gains while deferring related tax bills. Better also said that as long as borrowers make payments on time, declines in the collateral's value will not trigger margin calls.
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