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Elena Zenth

Federal Reserve drops 2023 crypto limits on December 18; 2025 rules to guide banks

On December 18, the Federal Reserve said it would rescind its 2023 restrictions on state member banks' crypto activities and introduce a new, more flexible framework effective in 2025. The change lets state banks seek approval for digital-asset services under risk and supervisory criteria, signaling a broader shift toward integrating assets such as Bitcoin and Ethereum into regulated banking.
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