Senators Ron Wyden and Cynthia Lummis introduced a bipartisan, standalone version of the Blockchain Regulatory Certainty Act on Monday evening. The bill seeks to clarify that developers and infrastructure providers who do not control user funds should not be treated as money transmitters, aiming to provide federal clarity for blockchain software and network operations.

U.S. spot XRP ETFs have swung back to inflows, adding $4.9 million after the record $40.8 million outflow on January 8, while XRP trades near the $2 mark. If the $2 psychological support area holds, chart analysts suggest an inverse head-and-shoulders setup could drive a move toward $2.50–$2.70 and potentially $3. Ripple's UK regulatory approvals and rising trading volumes are seen as additional factors supporting the bullish scenario.

Pi Network has launched a developer library that enables apps to plug in PI payment functionality in under ten minutes, aiming to simplify configuration and speed up DApp deployment. The move is seen as a push to improve real-world utility and adoption while price analysts watch a 3‑month symmetrical triangle on the PI/USDT chart, with key levels around $0.265, $0.40 and $0.65. At the same time, daily PI token unlocks of about $900,000 continue to weigh on liquidity and volatility, and some traders are also turning to meme coin Maxi Doge, whose presale has raised almost $4.35 million with staking rewards up to 71% APY.

Cardano founder Charles Hoskinson has called for President Donald Trump's crypto adviser David Sacks to resign if the Digital Asset Market Clarity (CLARITY) Act does not advance this quarter. He linked ongoing market weakness and regulatory uncertainty to gaps in U.S. policy as key crypto bills head toward Senate markups on January 15, warning that upcoming elections could further delay comprehensive legislation.

Binance top trader metrics show 76.16% of leading accounts long XRP, with a long/short account ratio of 3.19 and a position-based ratio of 1.97. SHIB printed a short-term "mini golden cross" as the 23-day SMA crossed above the 50-day SMA, and a Satoshi-era miner moved 2,000 BTC ($156 million), the first notable activity since November 2024.

On January 12, 2026, World Liberty Financial launched World Liberty Markets, a web-based lending and borrowing platform centered on its USD1 stablecoin, according to the company. The rollout comes as USD1's circulating supply climbed past $3.5 billion, with market capitalization around $3.48 billion and deployments spanning BNB Smart Chain, Ethereum, and other networks.

On Monday, Fitch Ratings warned that Bitcoin-backed securities exhibit heightened market value risk consistent with speculative-grade credit profiles. The agency cited Bitcoin's sharp price volatility, collateral coverage pressures and past crypto lender failures as key concerns, potentially affecting how institutions evaluate crypto-linked credit products.

Bakkt Holdings has agreed to acquire its long-time stablecoin infrastructure partner Distributed Technologies Research in an all-stock transaction involving approximately 9.1 million Class A shares. The company plans to change its corporate name to "Bakkt, Inc." effective January 22, 2026, while keeping its NYSE ticker "BKKT" and advancing its stablecoin settlement and neobanking strategy.