Bitcoin fell below $90,000 as gold traded above $4,755/oz, with Michaël van de Poppe saying on January 19, 2026 that the BTC–gold RSI touched 30, a level last seen at the 2015, 2018 and 2022 lows. Charts highlight support at $88K–$90K and resistance at $100K–$101K, with daily RSI hovering in the mid-40s.

On 21 January 2026, Bitcoin fell below $90,000 as broad crypto selling accelerated. According to market data, it reached about $88,200, nearly 4% lower on the day and more than 6% down for the week, while total market capitalization slipped to roughly $3.02 trillion. Altcoins, including Ethereum and Solana, posted sharper weekly declines.

On January 20, 2026, UBS CEO Sergio Ermotti stated that the next phase of global banking is being designed with Bitcoin and other digital assets at its core. He indicated that major financial institutions are shifting from debating crypto's relevance to figuring out how to integrate it safely and at scale, as banks expand custody, structured products, and research tied to digital assets.

Delaware Life Insurance Company will offer a BlackRock-built index across three fixed indexed annuities, blending U.S. equities with a risk-managed Bitcoin allocation sourced via the iShares Bitcoin Trust ETF, so investors do not own BTC directly. The approach targets roughly 12% volatility while preserving principal under annuity terms, and the company reported topping $40 billion in cumulative annuity sales as of November 2025.

Bitcoin is approaching a critical technical phase as Peter Brandt anticipates a potential decline toward the $58,000–$62,000 range based on his chart structure. Michaël van de Poppe also highlights short-term weakness after a rejected move into the mid-$90,000 area and notes that many altcoins have set new cycle lows. Both analysts say a higher low and recovery of key moving averages are needed before bullish momentum can rebuild.

On January 20, 2026, Delaware Life Insurance Company, a Group 1001 subsidiary with $60B in assets under management, introduced BlackRock's U.S. Equity Bitcoin Balanced Risk 12% Index into three fixed indexed annuity products. The strategy uses the iShares Bitcoin Trust ETF to provide Bitcoin price exposure while maintaining principal protection features and targeting 12% volatility. This move makes Delaware Life the first U.S. insurer to integrate cryptocurrency-linked exposure into its annuity structure.

Bitcoin is consolidating around $89,600 after a near 4% daily drop, with price action hinting at a potential double-bottom near $89,000 and nearby resistance at $91,000 and $92,500–$93,000. CoinShares reported $2.17 billion of crypto ETP inflows last week, including $1.55 billion into Bitcoin, while Coinglass data shows futures open interest up about 13% since January 1.

Bitcoin fell under $90,000 on 21 January and touched $89,162 before stabilizing near $89,368, a 1.9% session drop, per TradingView. According to CoinGlass, crypto liquidations totaled $708.88m in the past 24 hours, with $648.78m from longs and $60.09m from shorts, highlighting a leverage flush skewed against long positions.