XRP Ownership Breakdown: Ripple, Exchanges and Whales After 2025 Regulatory Clarity

XRP was trading near $2.13 with a 13% weekly gain, coinciding with renewed scrutiny of who holds the largest portions of its fixed 100 billion token supply. Ripple Labs remains the biggest holder with tens of billions of XRP in escrow and circulation, while founders, major exchanges like Bithumb and Binance, and several anonymous whale addresses also control sizable balances. After an August 2025 court ruling and subsequent institutional deals, large investors and regulated products have become increasingly important in shaping XRP's ownership landscape.