coin-img-OWLOWL+0.39%coin-img-FOGOFOGO-0.48%coin-img-SPORTFUNSPORTFUN-11.56%coin-img-XUEQIUXUEQIU-7.89%coin-img-ETHETH+1.00%coin-img-BTCBTC+0.46%coin-img-SOLSOL+1.43%coin-img-XRPXRP+1.60%coin-img-OWLOWL+0.39%coin-img-FOGOFOGO-0.48%coin-img-SPORTFUNSPORTFUN-11.56%coin-img-XUEQIUXUEQIU-7.89%coin-img-ETHETH+1.00%coin-img-BTCBTC+0.46%coin-img-SOLSOL+1.43%coin-img-XRPXRP+1.60%coin-img-OWLOWL+0.39%coin-img-FOGOFOGO-0.48%coin-img-SPORTFUNSPORTFUN-11.56%coin-img-XUEQIUXUEQIU-7.89%coin-img-ETHETH+1.00%coin-img-BTCBTC+0.46%coin-img-SOLSOL+1.43%coin-img-XRPXRP+1.60%coin-img-OWLOWL+0.39%coin-img-FOGOFOGO-0.48%coin-img-SPORTFUNSPORTFUN-11.56%coin-img-XUEQIUXUEQIU-7.89%coin-img-ETHETH+1.00%coin-img-BTCBTC+0.46%coin-img-SOLSOL+1.43%coin-img-XRPXRP+1.60%
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Christian Encila

US Clarity Act Puts Spotlight On XRP Spot ETFs And Bank-Like Use Claims

Debate in the US Senate over the Clarity Act has revived attention on XRP and other token-backed exchange-traded funds, with reports indicating the bill may clarify how ETF underlying assets are treated under existing rules. Since their November 2025 debut, XRP spot ETFs have reportedly attracted about $1.37 billion in inflows, fueling community discussion about whether in-kind structures could let holders use these products in a bank-like way. Some XRP advocates argue that, once legal status is clearer, investors may treat regulated ETFs as a preferred place to park tokens while preserving access.
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