Stablecoin yields raise bank‑run worries as Standard Chartered cites $308.15B market cap link

US banks argue that yield‑bearing stablecoins could trigger deposit flight, as lawmakers debate whether the CLARITY Act should restrict interest. According to Standard Chartered, US bank deposits might fall by one‑third of stablecoin market cap, which DeFiLlama lists at $308.15 billion, while Brookings and the EBA say evidence of outflows remains limited.