Revolut and ZeroHash File Separate Applications for U.S. OCC Banking Charters in March 2026

In early March 2026, ZeroHash applied to the Office of the Comptroller of the Currency for a National Trust Bank Charter, aiming to provide nationwide digital asset custody under a federal regime. A day later, UK-based neobank Revolut submitted its own application for a full U.S. National Bank Charter and named Cetin Duransoy as its U.S. CEO. The moves come as multiple crypto-focused and traditional institutions pursue OCC banking charters during a wave of recent approvals for digital asset trust banks.