Nubank Secures Conditional OCC Nod for U.S. National Bank Charter and Crypto Services

On 30 January 2026, Nubank received conditional approval from the U.S. Office of the Comptroller of the Currency to set up Nubank, N.A. as a nationally chartered bank. The Brazilian fintech plans to offer deposits, lending, credit cards, and crypto custody across all 50 states, with co-founder Cristina Junqueira leading the new entity as CEO and Roberto Campos Neto serving as Chairman.