FDIC Says US Banks Log $306.1 Billion in Unrealized Securities Losses as Problem List Reaches 60 Lenders

In its Quarterly Banking Profile for the fourth quarter of 2025, the FDIC reports that US banks held $306.1 billion in unrealized losses on securities, a level it describes as elevated despite a $31 billion, or 9.2%, quarterly decline. The agency also notes that three institutions were added to the problem bank list, raising the total to 60, while industry profits for 2025 reached a record $295.6 billion, up 10% from 2024.