Crypto Regulation in 2025–2026: MiCAR, U.S. Bills and Global Oversight Reshape Digital Assets

In late 2025 and early 2026, according to the article, regulators worldwide moved from debating policy to implementing concrete crypto frameworks, led by the European Union's Markets in Crypto-Assets Regulation (MiCAR) and new U.S. Senate proposals. These rules clarify asset classes, licensing, and stablecoin oversight, while countries such as Pakistan, Japan, and Taiwan created regulatory bodies or draft laws. Together, these steps tighten compliance timelines, increase disclosure and reserve requirements, and push crypto firms to adapt business models to more structured supervision.