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Alexander Stefanov

CLARITY Act Progress: Senate Nears Deal on Stablecoin Yield Limits (March 21, 2026)

On March 21, 2026, U.S. senators and the White House neared a compromise on whether stablecoin balances can earn yield, a key sticking point in the CLARITY Act. The draft would bar savings-like passive interest while still allowing "activity-based rewards" tied to payments, transfers, or DeFi liquidity. Separately, regulators in March 2026 issued joint guidance labeling Bitcoin, Ethereum, and XRP as "Digital Commodities," as the bill faces unresolved debates on ethics language and DeFi liability.
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