Analysts see XRP moving sideways into 2026 as ETF and payment rail catalysts build

Analysts expect XRP’s price to mostly move sideways heading into 2026, with a more favorable setup only in the latter half of the year. At the time of publication, XRP traded at $1.84, down 14.63% since Jan. 1, while experts highlighted potential spot ETF approvals and deeper integration with global payment systems as key upside drivers.