Analyst Says Many XRP Investors Misread Token Built for Liquidity Stress

In a recent video, analyst Kamilah Stevenson argued that many XRP holders misunderstand the token, which she characterizes as neutral settlement infrastructure rather than a typical speculative asset. She contends XRP is designed for periods of severe liquidity stress, when trust is scarce and markets are disordered, and that common assumptions about constantly available liquidity break down in such crises. According to her, XRP’s value could be in enabling large-scale settlement with fewer units under pressure, making price compression a functional feature instead of mere hype.