Aave Outlines 2026 Strategy With V4, Horizon and App Targeting Trillions in On-Chain Assets

On Tuesday, Aave founder and CEO Stani Kulechov presented a 2026 roadmap built around Aave V4, Horizon, and a new Aave App. The plan aims to redesign the lending protocol, grow Horizon's real-world asset markets beyond its current $550 million in net deposits, and onboard the first million users via the consumer app. This long-term vision follows the conclusion of a four-year SEC investigation into Aave.