In 2025, U.S. auto loan delinquencies climbed to record levels, as borrowers struggled under $1.66 trillion in outstanding car debt and repossessions reached their highest point since the 2008 Great Recession. Although Federal Reserve rate cuts in September and October lowered average refinance rates from 8.35% in January to 7.62% in September, tighter credit standards have left many subprime borrowers unable to benefit. At the same time, the average new vehicle price rose to $48,699 in May, further pressuring households already paying historically high monthly car notes.

Ghana's parliament has approved the Virtual Asset Service Providers Bill, making cryptocurrency trading legal and placing the sector under the supervision of the Bank of Ghana. Governor Johnson Asiama said the new law gives the central bank authority to license and oversee crypto asset service providers to address fraud, money laundering and systemic risks. The move follows earlier plans to introduce crypto regulation by the end of 2025 and comes as Ghana ranks among the top Sub-Saharan African crypto markets by value received.

Crypto ETPs logged $952 million in outflows, ending a three-week streak of net inflows, after delays to the Digital Asset Market Clarity Act dented US sentiment. Ether funds shed $555 million and Bitcoin funds $460 million, while Senate markup is now slated for January 2026.

On 22 December 2025, CoinShares data showed that crypto exchange-traded and other digital asset investment products recorded nearly $1 billion in weekly net outflows, ending a three-week period of inflows. The reversal was largely driven by US-based products after progress on the Clarity Act was postponed to January, with Ethereum funds alone seeing over half a billion dollars in redemptions. While the move marks this year's largest monthly withdrawal total, flows in markets such as Canada and Germany remained modestly positive, suggesting investors are pausing rather than fully exiting crypto exposure.

The Hong Kong Insurance Authority is reportedly considering revisions to its risk-based capital regime that would permit insurers to allocate funds to cryptocurrencies with a 100% risk charge. The same proposal would open the door to infrastructure investments, while the regulator gathers industry feedback ahead of a planned public consultation.

Bitcoin moved near $90,000 while Ethereum reclaimed $3,000 amid a broader uptick in majors. BNB stayed above $860; NIGHT jumped 13% to $0.10 and HYPE rose 4%, whereas AAVE slid 11% and CC fell 21%. The total crypto market cap added $30 billion to $3.120 trillion on CG.

Hyperliquid rejected accusations about its solvency and transparency after a December 22 article questioned its operations. The platform emphasized decentralization via BFT Proof-of-Stake nodes and real-time visibility of transactions. The piece also notes Hyperliquid handled $10. 31B in liquidations efficiently during volatile conditions.

Rocket Lab said on December 19, 2025 it secured an $816 million SDA prime contract to build 18 Tracking Layer Tranche 3 satellites. On December 21, it completed its 21st Electron launch of 2025 with a 100% mission success rate. As of 5:10 AM EST on December 22, RKLB was up 5.23% to $74.21 after a 17.69% prior-session gain.