XRP ETF inflows hit $55.4M as Ripple points to rising institutional uptake

Ripple says accelerating institutional participation could push U.S. spot XRP ETFs toward JPMorgan's projected $4 billion–$8.4 billion in first-year inflows. In a recent report, the blockchain firm said the products surpassed $1 billion of inflows within their first month on the market. According to Ripple, cumulative inflows have now topped $1.50 billion, with the ETF-wrapped products holding more than 769 million XRP. The firm added that more than 30 institutions — including Goldman Sachs — have gained exposure to the token through these wrappers. Ripple noted that inflows have held up even as the broader market has pulled back since October. "It suggests institutions are making considered allocation decisions, not chasing shortterm momentum," the company said. JPMorgan's base-case estimate implies spot XRP ETFs could draw about $4–$8 billion in inflows in the first year. With the first product launching in November through Canary Capital's XRPC, roughly seven months remain to test that trajectory. If inflows reach $4 billion, Ripple said that would represent about 3.15x growth from the current $1.27 billion. Weekly inflows at the strongest pace since mid-January Spot XRP ETFs recorded $55.4 million of inflows last week, the largest weekly total since mid-January. XRP rose from $1.31 to as high as $1.5, a gain of more than 14%, before easing back to around $1.4 at the time of writing, according to SoSo Value. Ripple also pointed to Realized Cap data as supportive of its outlook. Glassnode figures show XRP has seen $4 billion in outflows since February. If the market has already bottomed, Ripple argued, the outflows would be smaller than in prior bear phases. During the 2018 downturn, Realized Cap fell from $23B to $16B, equating to $7 billion in outflows. In the 2022 crash, it slid from $34B to $26B, or $8 billion in outflows. On that comparison, the 2026 pullback would be about half the capital exit seen in 2022, indicating relative resilience in this cycle. Ripple said the "institutional era has begun" and expects momentum to build from current levels, though it remains unclear whether XRP can maintain that resilience if broader sentiment deteriorates further. Final summary • Ripple expects spot XRP ETF inflows could roughly triple to $4 billion by the end of 2026. • XRP saw more than $4 billion in capital outflows in 2026, still lower than in past bear markets.