As of January 23 2026, the Cosmos Hub is contending with a wave of project and developer departures and a deeply underperforming ATOM token, which is down almost 90% from its all‑time high and trading near $2.3. Community figure Tony argues that exits by projects such as Noble can ultimately benefit the Hub, framing them as a chance to refocus on institutional use cases. Teams linked to Cosmos are now exploring radical changes to ATOM tokenomics, value accrual, and inflation while emphasizing interoperability, appchain flexibility, and institutional‑grade infrastructure.

On January 23, 2026 (UTC), BTCC outlined plans to expand AI-powered tools and real-world asset products as it nears its 15th anniversary. The exchange posted a 2025 record with $3.7 trillion in total volume, 11 million users, and futures turnover of $3.27 trillion versus $431 billion in spot.

PwC's Global Crypto Regulation Report expects cryptocurrency rules in 2026 to shift from consultation and drafting to enforcement and supervision worldwide, with jurisdictions competing for capital and credibility. The report argues that clearer, harmonized regulation will reshape markets, while in the US banks and crypto‑linked fintechs are increasingly at odds over stablecoin yields and access to financial data.

On January 22, 2026, the Gwangju District Prosecutor's Office in South Korea began investigating the disappearance of roughly 70 billion won ($48 million) in seized Bitcoin during a routine security audit. An official reportedly accessed a phishing website while using a USB drive that held private keys, allowing attackers to obtain the digital asset passwords, and authorities are now reviewing other confiscated funds and broader crypto seizure rules.

On January 21, Ontario Premier Doug Ford called for a Canada-wide boycott of Chinese-made EVs after a federal agreement permitted up to 49,000 imports annually at a 6.1% tariff. The deal, announced last week during Mark Carney's trip to China, drew pushback from auto leaders and unions over jobs and investment risks.

On January 26, 2026, Lemonade will roll out its "Lemonade Autonomous Car" insurance in Arizona, offering a 50% discount on per-mile pricing when Tesla's Full Self-Driving (FSD) is active, with Oregon to follow in February. The product is built on a direct technical integration with Tesla that feeds real-time vehicle and software data into Lemonade's risk models, which the insurer says shows FSD-enabled miles are markedly safer and could lead to further rate cuts after future software updates.

Neynar has acquired Farcaster, the decentralized social protocol built on Ethereum and Optimism, after the project's peak valuation of around $1 billion. Farcaster raised about $180 million across rounds, including a $150 million Series A in May 2024 led by Paradigm. According to Neynar, it will maintain the protocol, support clients, operate Clanker, and integrate Farcaster's technology over the next quarter.

On January 20, 2026, the Cardano Foundation confirmed it had delegated 220 million ADA, valued at about $77 million, to 11 community-selected Delegated Representatives to strengthen governance resilience and diversity. The move follows a November 2025 proposal from key Cardano organizations to draw 70 million ADA from the community treasury to fund core infrastructure such as stablecoins, custody solutions, analytics, cross-chain bridges and pricing oracles.

On January 20, 2026, Delaware Life Insurance Company, a Group 1001 subsidiary with $60B in assets under management, introduced BlackRock's U.S. Equity Bitcoin Balanced Risk 12% Index into three fixed indexed annuity products. The strategy uses the iShares Bitcoin Trust ETF to provide Bitcoin price exposure while maintaining principal protection features and targeting 12% volatility. This move makes Delaware Life the first U.S. insurer to integrate cryptocurrency-linked exposure into its annuity structure.