Stellar (XLM) jumps 8.99% as XRP retreats and Bitcoin trades near $95,000 in January 2026

On January 14, 2026, Stellar (XLM) gained 8.99% in 24 hours to trade at $0.244, while XRP slipped 0.71% to $2.15 after recently reaching a yearly peak above $2.41. XLM's move followed Bitcoin's rise above $95,000 and earlier January news of Visa integrating the Stellar network, though the token remains below its 2026 high of $0.28 and significantly lower on six- and twelve-month timeframes.