Bank of England Sets Stablecoin Reserve Rules With £20,000 Individual Holding Cap

The Bank of England announced stablecoin regulations on November 10, 2025, mandating issuers allocate up to 60% of reserves in short-term UK government bonds and at least 40% in central bank deposits. Individual holdings are capped at £20,000, while corporate entities face a £10 million limit. The rules aim to strengthen financial stability in the UK's digital asset sector ahead of implementation in 2026.