At the start of 2026, Bitcoin briefly tested $94,000 before pulling back to $92,799 amid rising momentum and institutional interest. Santiment reports this move is the most hyped theme in crypto, while traders focus on whether a firm break above $94K can open the path toward $100K.

Visa's crypto-linked card net spend climbed 525% in 2025, rising from $14.6 million in January to $91.3 million in December. The expansion, supported by stablecoin settlement across multiple blockchains, reflects wider use of digital assets for everyday payments. EtherFi led with roughly $55.4 million, followed by Cypher at approximately $20.5 million.

Bitcoin is approaching a $95K resistance zone, where whale orders totaling $24M on Coinbase and Binance are forming a major sell wall. If buyers absorb this liquidity and break above the level, the move could extend the current rally, while rejection may lead to short-term pullbacks or consolidation around current prices near $93K.

Data analyst CW says XRP has broken out from a long-term base and entered a Phase 4 advance, framing a measured target at $21.5. The article notes a one-minute volume spike to $23 million. According to CoinCodex, 24-hour volume reached $11.36 billion and price traded at $2.38, signaling strong momentum.

Bitcoin is trading near $87,374 while facing heavy resistance at the $100,000 level, where newer whale buyers have an average cost basis close to $100,500. This zone has become a focal point for profit-taking and selling pressure, even as long-term holders reinforce support much lower and some forecasts still point to fresh all-time highs in 2026.

On-chain data from CryptoQuant indicates that Bitcoin wallets holding at least 1,000 BTC have resumed significant accumulation, a pattern that has historically aligned with price recoveries. At the same time, FBI IC3 figures for January to November 2025 show over 12,000 Bitcoin ATM fraud complaints and $333.5 million in reported losses in the U.S., reflecting rising risks alongside broader adoption.

Market analyst Diana says XRP’s exchange balances have slid to an eight‑year low, with Glassnode showing a drop to about 1.6 billion from 3.76 billion. The on‑exchange supply is the lowest since 2018, and XRP trades near $1.87. Diana argues this may set up a supply‑driven scenario into 2026.

According to CoinShares' latest weekly fund flows, XRP ETPs attracted $70.2 million, while Bitcoin and Ethereum registered outflows of $443 million and $59.3 million. Solana recorded $7.5 million in inflows amid a rotation in institutional positioning. Per CoinCodex, XRP was priced at $1.87.

According to on-chain metrics provider XRP Update, exchange-held XRP keeps declining as ETFs draw tokens into longer-term vehicles, tightening tradable supply. This structural shift points to price discovery increasingly shaped by persistent demand and constrained liquidity, positioning XRP for institutional-grade use by 2026. The present price is $1.86.