During the latest trading session, South Korea's KOSPI index tumbled by more than 12% after already losing 7% the previous day, marking its steepest downturn since 2008. Trading in both KOSPI and Kosdaq was briefly halted by circuit breakers as investors reacted to war-related tensions in Iran and the Middle East, profit-taking, and concerns over the high energy costs of AI data centers. Global equity indices in Japan and the United States also faced volatility, while crypto markets stayed relatively flat, with Bitcoin edging up 0.6% and total market capitalization hovering around $2.3 trillion.

XRP has declined 15% over seven days, 26% over two weeks, and more than 40% over the past year; the article also notes a Fear and Greed Index reading of 7 yesterday. The review traces price points from 2018 through July 2025 and discusses Ripple, RLUSD, token concentration, and why XRP's value may not track the company's growth.

Ripple announced Ripple Treasury, a unified platform for CFOs, treasurers and accounting teams to manage traditional cash and digital assets. Built with GTreasury, it supports cross-border settlement via RLUSD and offers 3-5 second completion, real-time tracking and removal of pre-funding. The service adds automated FX policies and access to competitive rates.

A speculative comparison of BTC, ETH, and XRP argues that XRP could deliver the highest percentage returns by 2029, while Bitcoin is characterized as the safer reserve allocation and Ethereum as a utility-driven play. The discussion comes alongside Trump's pledge to make the U.S. a crypto hub, as Bitcoin is down 15% since his inauguration and many altcoins fell 70%–90%.

Donald Trump announced that he will not proceed with tariffs that had been scheduled for February 1, tying the move to progress on a prospective deal involving Greenland and the wider Arctic region. Following his comments, Bitcoin's price rapidly moved between $87K and $90K within hours, and liquidations surged to about $1 billion, marking a 40% jump over the last 24 hours.

On January 20, 2026, Bitcoin slipped 2.6% in 24 hours to a low near $90,600, wiping out gains made since January 14. Broader crypto markets also turned lower as rising geopolitical friction over Greenland and fresh tariff threats from the United States dampened risk appetite and pushed investors toward assets like gold.

Bitcoin failed to sustain a break above 90,000 and slipped back into a retracement over the past 24 hours, while most majors traded lower. BTC is down about 2.5% near $87,5000; liquidations total roughly $250 million with nearly $200 million from longs, according to Coinglass, and altcoins from ETH to BNB also declined.

Dash core member Joël Valenzuela outlined why privacy-focused assets are drawing users amid tighter KYC and surveillance concerns. He cited growing legal clarity, AI-related anxieties, and Bitcoin’s transparency, and referenced Tyler Winklevoss’s $50m Zcash investment while highlighting Dash’s 2014 focus on instant, low-cost private payments and upcoming feature work.

According to the article, XRP held the #3 spot among non-stablecoin cryptocurrencies by market capitalization as of mid-December, with its network originally launched in June 2012 to facilitate large international transfers. The author compares a potential 20x upside to Bitcoin's peak market cap and explores projections that XRP could capture 14% of SWIFT's $150 trillion payments volume by 2030, alongside surging activity on the XRP Ledger as a smart contract platform.