On January 23, 2026, Grayscale Investments filed a Form S-1 with the U.S. Securities and Exchange Commission seeking approval for the Grayscale BNB Trust, a spot ETF intended to track the price of BNB and list on Nasdaq after a 19b-4 approval. The firm also filed a separate Form S-1 earlier in the week to convert its existing Grayscale Near Trust, which trades on OTCQB under ticker GSNR, into a spot ETF managing about $900,000 in assets.

On January 23, 2026, the American Bankers Association named halting yield-bearing stablecoins as a top 2026 priority, citing risks to deposits and community lending. Bank of America's Brian Moynihan warned up to $6 trillion could shift, while Circle's Jeremy Allaire and Binance's CZ defended stablecoin yields at the WEF.

Xiaomi unveiled a stock repurchase plan of up to HK$2.5 billion (US$321 million). Its shares rose 2% in Friday trading after the news, and a filing said the automatic program will start on January 23. The company earlier bought 4 million shares for HK$152 million on January 13, 2026, and outlined longer‑term chip and EV initiatives.

On January 23, 2026, Glassnode lead analyst James Check argued that fears over quantum computing are not the main driver of Bitcoin's recent price weakness, pointing instead to heavy selling from long-term holders. While Jefferies strategist Christopher Wood and other traditional finance figures have raised alarms about quantum threats to Bitcoin's elliptic curve cryptography and even removed BTC from portfolios, some Bitcoin-focused analysts such as Vijay Boyapati remain skeptical that quantum risk explains the current market slump. Bitcoin has been trading in a wide range between $87,000 and $97,000 and was around $89,800 at publication, still below its all-time high despite past forecasts that projected a move to $250,000.

DXC Technology and Ripple announced a strategic alliance to deliver institutional crypto custody and payment capabilities, integrating Ripple’s stack with DXC’s Hogan core banking platform. The move coincides with Binance listing Ripple’s stablecoin RLUSD, with deposits opening on January 22. RLUSD’s market cap has reached $1.4 billion, and initial trading pairs include USDT and XRP.

Sensor Tower's State of Mobile 2026 report shows that global consumer spending on non-game mobile apps surpassed game apps in 2025, marking the first time this has happened worldwide. Total app spending reached about $85 billion, up 21% from 2024, with generative AI driving $5 billion in in-app purchase revenue as AI assistants like ChatGPT, Google Gemini, and DeepSeek dominated downloads and engagement.

The U.S. Senate Committee on Agriculture, Nutrition, and Forestry plans to publish new crypto market‑structure legislative text on January 21, following a January 13 announcement and ahead of a January 27 markup. The draft addresses issues such as whether memecoins qualify as "digital goods," token classification, and CFTC oversight funding, while Coinbase's Brian Armstrong has criticized earlier Banking Committee drafts as having "serious issues."

On January 21 2026, onchain metrics indicated that Bitcoin holders have entered their first 30-day period of realized losses since October 2023, with prices slipping under the $90,000 mark and dropping 7.11% over the past week. The market downturn has coincided with record-breaking gold prices, a slide in spot Bitcoin ETF flows, and a decline in the crypto fear and greed index to “extreme fear,” even as large institutional buyers continue to accumulate Bitcoin.

On January 21, 2026, Ethereum co-founder Vitalik Buterin said he intends to fully rejoin decentralized social networks in 2026. He stressed the need for mass communication tools that prioritize long-term value and user empowerment, noting he has been using firefly.social and plans to post more on Lens while encouraging activity on Farcaster.