Ripple has renewed its custody partnership with Turkey's Garanti BBVA Kripto, keeping retail access to XRP and other major cryptocurrencies in place as the firm pursues additional regulatory approvals in Europe. XRP is trading near $1.95 and forming a W-pattern inside a falling wedge, with analysts eyeing upside targets up to $2.50 if the price can close convincingly above the $2.00 resistance area.

Binance is considering relaunching stock trading roughly four years after removing stock tokens in 2021 amid regulatory pressure, as reported by The Information. The move would come as Coinbase, Bitpanda, the NYSE and DTCC roll out equity and tokenization initiatives, and as regulatory clarity and institutional participation in on-chain markets grow. Binance has also applied for a Markets in Crypto-Assets license in Greece ahead of the EU’s June 2026 transition deadline.

Over the next two decades, Nansen founder Alex Svanevik expects roughly $100 trillion in global assets to move between generations, with younger heirs directing significantly more of their portfolios into digital assets than today's holders. Research cited in the report indicates younger U.S. investors own crypto at more than twice the rate of older cohorts and often allocate triple the share of their portfolios to non-traditional assets, while institutions and new infrastructure continue to expand market access.

On January 20, 2026, the American Bankers Association unveiled its Blueprint for Growth and put restrictions on stablecoin rewards at the top of its policy agenda. Senator Tim Scott released draft language on January 9, and the Senate Agriculture Committee set a markup for January 27, while major crypto firms oppose broader limits.

After XRP defended support near $1.85, the long-term holder NUPL indicator has dropped to levels associated with past accumulation phases, and price is now retesting the $1.90–$2.00 zone. XRP Ledger activity has climbed to 1.59 million transactions within 24 hours as traders watch resistance at $2.30–$2.40, which could open the path to $2.60 and potentially $4.00 if $2.00 is reclaimed convincingly. Ripple's president has projected 2026 as a key year for institutional use of XRP, while markets also monitor supply clusters around $2.70.

Asset manager Strive has unveiled a $150 million follow-on sale of its Variable Rate Series A Perpetual Preferred Stock to support additional Bitcoin purchases and reduce outstanding debt, while holding about 12,798 BTC as of January 16. The move coincides with what CryptoQuant identifies as a record long-term Bitcoin supply release in 2024–2025 and continued whale accumulation despite elevated leverage and market volatility.

On January 21, 2026, Ripple CEO Brad Garlinghouse told CNBC at the World Economic Forum in Davos that the crypto market could set new all‑time highs this year. XRP traded near $1.90 as analysts highlighted institutional interest and a falling‑wedge breakout, with levels at $2.50 and a potential $5 target under discussion.

Bank of Italy Governor Fabio Panetta told Italy's banking association in Milan on Wednesday that commercial banks must turn their money into digital tokens to stay competitive as stablecoins expand under strong U.S. policy backing. He argued that both central bank and commercial bank money must become fully digital, warning that dollar-denominated stablecoins now control nearly the entire $300 billion global market while euro-backed versions remain marginal.

Bitcoin has fallen more than 6% over the past week, trading back below $90,000 after briefly reclaiming $97,000, as global markets react to a sharp move in Japan’s bond market and intensifying tariff tensions between the U.S. and Europe. Japan’s 10-year government bond yield has surged to about 2.29%, its highest level since 1999, while new U.S. tariffs on eight European countries over Greenland are set to rise from 10% in February to 25% by June, prompting analysts to warn of tighter financial conditions and fading risk appetite.