From January 1, 2026, China's six largest state-owned banks will begin paying interest on real-name digital yuan wallets at standard deposit rates, under a framework set by the People's Bank of China. The policy, detailed by Deputy Governor Lu Lei, treats e-CNY balances in Type I to III wallets as deposit liabilities covered by insurance, while BOCOM excludes Type IV wallets, underscoring China's move to embed its CBDC within the traditional banking system.

Coinbase's Global Head of Research David Duong expects cryptocurrencies to reach broad mainstream use by 2026, driven by ETFs, stablecoins, tokenization, and clearer rules. He points to the introduction of spot ETFs, corporate crypto treasuries, and regulatory frameworks such as the GENIUS Act and MiCA as key catalysts for institutional capital and deeper integration with global finance. Bitcoin's current market performance and dominance are cited as indicators of the asset class's growing structural role despite short-term price declines.

In 2025, Bitget Wallet's internal data review shows that user activity is expanding from trading into payments and on-chain yield farming. While swap and perpetual trading volumes are rising, stablecoin payments reportedly approach $46 trillion annually and demand for yield products continues to grow. At the same time, Tether USDt is trading near $0.99 with a market cap of $187.11 billion and daily volume of $74.20 billion as of December 31, 2025.

On December 30, the New York Stock Exchange listed five America-first Truth Social-themed ETFs managed by Yorkville America Equities under Trump Media & Technology Group Corp.'s Truth.Fi brand. Built on MarkerVector indexes and focused on U.S. strength and "Made in America" priorities, the lineup includes tickers TSSD, TSFN, TSIC, TSES, and TSRS.

In 2025, BNB Chain registered 31 million daily transactions and a $14 billion stablecoin market cap, alongside a roadmap focused on higher throughput and faster finality. The 2026 plan aims to push performance beyond 20,000 TPS with sub-second confirmation times, while the market shows strong liquidity and rising institutional interest in its DeFi ecosystem.

On December 29, WeFi CEO Maksym Sakharov stated that crypto markets are increasingly centered on corporate balance sheets and stablecoin regulation, supported by frameworks such as the GENIUS Act and MiCA. He noted that stablecoin payments have exceeded $9 trillion and are becoming a core part of enterprise finance, while WeFi’s WFI token trades around $2.75 with a market cap above $211.11 million and strong recent price growth.

China's central bank has announced an action plan that will take effect on January 1, 2026, allowing commercial banks to pay interest on balances held in real-name digital RMB wallets. The framework also confirms that deposit insurance will cover these digital RMB holdings, further aligning the currency with traditional bank deposits. Analysts suggest this interest-bearing structure could strengthen integration of the digital RMB into China's banking system and influence global CBDC development.

Polkadot approved the "Hard Pressure" economic proposal, setting a 2.1 billion DOT supply cap and introducing biennial issuance reductions effective March 14, 2026. The framework includes a 13.14% issuance cut every two years and targets a 3.11% annual inflation rate, with 1.89 million DOT cast in support.

Trust Wallet CEO Eowyn said on December 29 the team is validating compensation claims after a browser extension v2.68 breach. The forensic review confirmed 2,596 affected wallets and roughly 5,000 claims, with mobile users unaffected. Losses are about $7 million, and verification focuses on filtering duplicate and fraudulent submissions.