Ripple's stablecoin RLUSD has exceeded a $1 billion market capitalization and is highlighted by Binance Research as a new heavyweight among leading stablecoins. Positioned alongside PYUSD and BUIDL, RLUSD stands out for its institutional settlement focus, banking rail integration, and use as collateral by BlackRock, signaling a shift in stablecoin growth toward specialized, utility-driven use cases.

According to market analyst Ali Martinez, whale wallets accumulated more than 50 million XRP over the past week as large-holder activity climbed to a three‑month high, signaling growing institutional confidence and longer‑term positioning. This renewed accumulation coincides with progress on the Digital Asset Market Clarity Act, which analysts say could embed the Ripple ruling into U.S. law, remove major legal uncertainty, and potentially pave the way for a 5000% XRP price rally and broader integration into mainstream finance.

Bitcoin whales are depositing less to Binance in early 2026, just 15,800 BTC versus December's 37,133 BTC, leaving flows at 42.5% of last month. Daily whale transfers are under 2,200 BTC, while Bitcoin trades near $95,020 alongside strong U.S. spot ETF inflows above $750 million.

Market analyst Paul Bennett reports XRP-linked futures open interest has reached $4.03 billion, signaling widespread leverage on venues including Binance and CME. CoinGecko data shows XRP is up 10.2% over the past month and trading near $2.17, while a $30 million long and shrinking spot volumes point to a fragile, derivatives-driven setup.

Solana's price is trading around $143.61, just under key resistance at $145, with analysts watching to see if renewed network activity can support a move toward the $200 level. After adding 30.2 million new wallets in November 2024, growth has cooled to 7.3 million in recent months, raising concerns over user engagement even as DeFi, gaming, NFT expansion and a major protocol upgrade could underpin future adoption.

At the start of 2026, Bitcoin briefly tested $94,000 before pulling back to $92,799 amid rising momentum and institutional interest. Santiment reports this move is the most hyped theme in crypto, while traders focus on whether a firm break above $94K can open the path toward $100K.

Visa's crypto-linked card net spend climbed 525% in 2025, rising from $14.6 million in January to $91.3 million in December. The expansion, supported by stablecoin settlement across multiple blockchains, reflects wider use of digital assets for everyday payments. EtherFi led with roughly $55.4 million, followed by Cypher at approximately $20.5 million.

Bitcoin is approaching a $95K resistance zone, where whale orders totaling $24M on Coinbase and Binance are forming a major sell wall. If buyers absorb this liquidity and break above the level, the move could extend the current rally, while rejection may lead to short-term pullbacks or consolidation around current prices near $93K.

Data analyst CW says XRP has broken out from a long-term base and entered a Phase 4 advance, framing a measured target at $21.5. The article notes a one-minute volume spike to $23 million. According to CoinCodex, 24-hour volume reached $11.36 billion and price traded at $2.38, signaling strong momentum.